Prior to 2019, my wife and I were not the best with money. I’m not saying we were terrible, but we definitely made multiple mistakes and racked up a sizable amount of debt. $45,000 worth, spread across student loans, a car note, and a few dump credit card purchases. Luckily though, we also buckled down and got our lives together in 2019. We wrote a real budget, made some huge lifestyle changes, and paid off all of our debt in 1 year. Now I know I’m making this sound easy, but a ton of work and effort went into this in order to make this happen. So today, I want to share some of the main things that we use to waste money on, that we don’t anymore. —- // Mentioned in video ⇨ My minimalist t-shirt from CUTS Get 15% off when you use my link: https://cuts.team/ronaldlbanks ⇨ Fellas & Ladies https://www.everlane.com https://www.asket.com/us/ ⇨ Ladies ONLY (recommendation from my wife) https://matethelabel.com —- Timestamps: 0:00 Intro 2:01 Eating out 2:53 Fast fashion 4:21 The "second" grocery trip 5:33 All organic, all of the time 5:59 One time purchases 6:39 Purchases on credit cards 7:12 Unnecessary subscriptions 8:33 Anything paid in monthly installments 9:11 Being disorganized 9:51 Living up to others expectations 10:52 Buying out of boredom or habit 11:25 Haircuts —- Get my CORE VALUES WORKSHEET and join the SIMPLE TRUTH NEWSLETTER https://www.ronaldlbanks.com/values Grab my Extended Decluttering Checklist https://www.ronaldlbanks.com/shop/p/extended-decluttering-checklist ⇨ Use this to start regaining control of your life Join our private community on Patreon: https://www.patreon.com/ronaldlbanks ⇨ Gain access to exclusive content, including a private podcast where I dive deeper into this ☝🏾 topic and others like it! —- // WATCH NEXT ⇩ 8 Practical Ways To Improve Your Finances https://youtu.be/pSGHj8owgdM A Guide To Frugal Living: How To Save More Money https://youtu.be/GSuBqksgiMM My Minimalist Workout Routine https://youtu.be/xbiobnwBaB0 7 Practical Ways To Spend Less https://youtu.be/eOrzFC_lvUM —- Things and Resources I Use Daily ⇨ Future Kind Vegan Vitamins: https://bit.ly/3vBF1I0 ⇨ Camera (Sony A7siii): https://amzn.to/3qEhB0J ⇨ Entire Content Creation Kit: https://kit.co/imronbanks —- // Take this ☝🏾 conversation on the go with you. Listen to The Ronald L Banks Podcast ⇩ Spotify: https://spoti.fi/2TpJDzw Apple: https://apple.co/36fDXx9 Google: https://bit.ly/3b3xFmt Overcast, Amazon, Stitcher, iHeartRadio, and more… // Read my latest BLOG post for more value: https://www.ronaldlbanks.com/blog #ronaldlbanks #nobuy #savemoney —- // L E T ‘ S C O N N E C T |
https://www.instagram.com/ronaldlbanks/ |
https://www.facebook.com/imronaldlbanks |
https://twitter.com/ronaldlbanks —- // A B O U T I’m Ron Banks, a minimalist + creative writer sharing my knowledge and inspiration on living a meaningful life with less. Ronald L. Banks is my journey through lifestyle habits + personal growth. Follow my journey and learn how you can live your meaningful life. Follow Ronald L. Banks to get inspired by new videos weekly! https://goo.gl/2j2X2k Thanks for watching! & remember, Stay True to You! —- Disclaimer: This is NOT a sponsored video. However, some links listed in this description are affiliate links. |